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NBFC Compliance Office

Stay on top of your NBFC's
regulatory obligations.

Whether you're applying for registration, managing RBI returns or preparing for a change in ownership, get structured support for NBFC compliance, governance and regulatory documentation.

Discuss Your NBFC Needs
Regulatory
clarityReporting
supportStronger
governance
NBFC Compliance Journey

From regulatory assessment to ongoing RBI compliance.

  1. 01
    Assess

    We assess the proposed or existing business activity, regulatory classification, eligibility criteria, ownership and management requirements.

  2. 02
    Prepare

    We help organise the application documents, business information, governance framework, policies and supporting records required for the proposed process.

  3. 03
    Apply

    We coordinate the applicable RBI application and supporting submissions, and assist with responses or additional information sought during the process.

  4. 04
    Establish

    We support the setup of governance policies, compliance responsibilities, reporting processes, registers and regulatory controls.

  5. 05
    Monitor

    We track applicable RBI returns, statutory filings, regulatory changes and compliance requirements arising from business or ownership changes.

NBFC registration and regulatory permissions are subject to applicable eligibility requirements and approval by the Reserve Bank of India.

Our services

Keep your regulatory responsibilities organised.

Choose assistance for a specific regulatory matter or an ongoing compliance engagement.

01. NBFC Registration & Licensing

Understand eligibility, prepare your application and coordinate the registration process with the RBI.

02. Change in Control & Management

Assess required approvals and documentation before ownership or management changes.

03. RBI Returns & Reporting

Identify applicable returns and get support preparing and submitting regulatory disclosures.

04. Board Governance & Policies

Maintain relevant governance documentation, board processes and regulatory policies.

05. KYC, AML & Fair Practices

Review policies and supporting compliance documentation against applicable requirements.

06. Corporate Secretarial Compliance

Manage applicable meetings, registers, annual ROC filings and event-based filings.

07. Scale-Based Regulation Advisory

Understand which obligations apply to your NBFC's classification and activities.

08. FEMA & Foreign Investment

Assess foreign investment conditions and applicable corporate and regulatory reporting.

09. RBI Inspection & Response Support

Organise records, respond to observations and plan corrective actions when required.

Regulatory framework

Know which areas
need attention.

A clear compliance plan helps you monitor the obligations relevant to your NBFC.

  • RBI returns

    Periodic and event-based reporting.

  • Governance

    Board and committee requirements.

  • KYC & AML

    Customer due diligence and policies.

  • Companies Act

    ROC filings and statutory records.

  • FEMA

    Foreign investment obligations.

  • Reviews

    Inspections and corrective actions.

Engagement options

Support for the stage
your NBFC is in.

Choose an individual service or an end-to-end solution.
We will tailor the scope based on your business, industry and plans.

Registration & Licensing

For promoters exploring a new NBFC.
  • Eligibility review
  • Application documentation
  • RBI query coordination
Discuss Registration

Ongoing Compliance Office

For NBFCs managing recurring obligations.
  • Compliance calendar
  • RBI returns
  • Governance and company filings
Discuss Compliance Support

Regulatory Change Advisory

For proposed ownership or management changes.
  • Applicability review
  • Approval coordination
  • Post-change filings
Discuss a Regulatory Change
Why GAA

Make compliance
more manageable.

Relevant guidanceUnderstand obligations for your NBFC category.
Organised reportingKeep returns and deadlines in one clear plan.
Governance supportMaintain the documentation your board needs.
Continuing assistanceGet support as your regulatory needs evolve.
Who we work with

Guidance for regulated
finance businesses.

We work with promoters, directors, management teams and investors in NBFC businesses in India.

  • NBFC promoters
  • Lending companies
  • Investment and credit companies
  • Microfinance businesses
  • Existing NBFC management teams
  • NBFC investors and acquirers
Frequently asked questions

Common questionson NBFC compliance.

Straight answers to what clients ask us most. If your question is not here, we will answer it in a short call.

Still have a question?Talk to the GAA Consulting team.

This depends on your principal activities and the applicable RBI rules. We can help assess your position.

Requirements vary by NBFC category and current RBI regulations. We review the applicable threshold for your proposal.

Timelines depend on eligibility, documentation and RBI review; approval cannot be guaranteed.

This depends on your classification and activities and may include RBI returns, Companies Act filings and governance requirements.

Certain ownership, control and management changes do. We recommend checking before proceeding.

It is an RBI framework that sets obligations based on an NBFC's classification and relevant criteria.

Yes. Reporting, secretarial, policy and governance support can be included in an agreed engagement.

Potentially, subject to the applicable foreign investment and RBI requirements.

NBFC Compliance Office

Need a clearer NBFC
compliance plan?

Tell us your regulatory category and immediate priorities. We'll help identify the support your business requires.

Talk to Our NBFC Team
RBI
returnsBoard
governancePoliciesInspection
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